Facts about SSDI and SSI Benefits for Disabled Workers
Approximately 26% or 1 in 4 adults in the US live with some type of disability. The lives of these disabled individuals are challenging in many ways, including economic factors, working abilities and other variables. Although partially disabled people can at times handle work, people with total disabilities may not be so fortunate.
- In most cases, people with extensive disabilities are unable to work as they suffer from physical challenges for extended periods. When this happens, the costs of basic life expenses can create financial hardship for these individuals.
- Fortunately, programs such as Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) can help. These programs help many people to maintain independence in their lives. For some people, Social Security can be a lifesaver.
If you reside in Orlando and are faced with disabling conditions, it is time to act. Before you visit your local Social Security Office Orlando location, consult with a disability attorney.
Where does the funding for SSDI and SSI come from?
- The funding for SSDI comes payroll deductions that go to the Social Security Trust Fund. These taxes come under FICA (Federal Insurance Compensation Act) and are deducted automatically from the paychecks of employees. An equal amount of tax is also paid by the employer.
- Self-employed workers contribute both the employer and employee amount of FICA taxes.
- The funding for SSI is different as it comes from US Treasury General Funds and through income taxes.
- The Social Security Administration (SSA) is responsible for administering both the SSDI and SSI programs. They hold local offices in each state. For example, your Social Security office Orlando location is given the authority to initially determine if you meet disability criteria.
- These agencies follow the federal guidelines to determine the disability of an individual and the compensation he or she should get.
What is considered a disability under SSDI and SSI?
- Both SSDI and SSI follow strict rules for granting disability benefits to applicants. They consider a person disabled when he or she is unable to continue working due to disability. The severity of a disability is determined on the basis of an inability to work substantially.
- Substantial gainful activity (SGA) is defined by a certain monthly earnings amount. If an applicant makes more than this amount, he or she is gainfully active and cannot be considered disabled.
If you are unable to work, the SSA may approve your request.
- The claim gets stronger when a person suffers from a severe long-term disability. If you have been disabled for a year, expect to be disabled for a year, or expect to die, you may have what the SSA calls, a total disability.
A person applying for disability benefits should provide adequate medical evidence. Medical records should describe the impairments in detail. Whether you are applying to SSDI or SSI, you will need extensive documentation. A valid medical report from a licensed medical practitioner is required.
- Reports from family members, friends, and relatives are not treated as valid medical records.
- In fact, a strict standard is maintained in order to evaluate the disability of an applicant. Without proper paperwork, many applications are denied. This explains why the majority of initial applications are rejected by the SSA.
You should always consult with a Social Security Disability Lawyer Orlando trusts. Having a lawyer at your side increases your likelihood of getting benefits approved.
What are the other requirements for SSDI and SSI benefits?
- To receive SSDI benefits, an applicant must have typically worked from 5 to 10 years before the disability began. Younger applicants are allowed to have shorter work histories. In all cases, an SSDI applicant must wait for a period of 5 months after his disability before getting approved for SSDI benefits.
- SSI, meanwhile, is mostly granted to those with severe disabilities who fall under the category of low-income. These applicants typically do not have extensive work histories. Unlike SSDI applicants, SSI applicants do not need to have work histories.
How does the SSA help with transitioning back to work?
- Many recipients of SSI and SSDI strive to return to work. If these beneficiaries are able to recover their health, the SSA will encourage them to transition back to regular work. The SSA actually offers “work incentives” that allow you to work and still receive benefits.
- If you are unable to return to work, such as in the case of permanent disability, you can continue receiving disability benefits.
- To know your legal rights, visit an SSD Attorney Orlando expert soon. This professional will be able to guide you through the entire process. Your attorney can simplify an understanding of work incentives, medical requirements, and other application and appeals criteria.
- If you need legal help, a disability attorney can help you approach SSDI and SSI the best way possible.
How does a Social Security lawyer in Orlando help?
Applying for SSDI or SSI benefits can be quite challenging, as the issues associated with a disability can be devastating. People are unaware of the complexity of the process and are often physically and emotionally exhausted from dealing with their disability. This makes it even more difficult for them to navigate the many laws of social security.
Fortunately, a Social Security Disability attorney Orlando Fl representative can help. Your attorney will assist you based on extensive years of experience. He or she will help you with the application and supporting documentation for your claim to ensure it is thorough and complete. Your attorney can also help you with an appeal if your claim is initially denied.
There are many other benefits to hiring an attorney to help you with your disability benefits claim.
Benefits of using an SSD attorney:
- Understanding of the Blue Book -The Social Security Blue Book is the listing of disabling impairments as detailed by the Social Security Administration. The listings are complex, and there may be allowances of which most people are not aware. It is important that you consult with a lawyer to see how your current disability matches or compares to a listed condition.
Disability lawyers in Orlando understand the rules by which the Blue Book is applied. Experienced attorneys can guide you throughout the process.
- Continued case representation-The mental and physical burden of disability can be overwhelming. The last thing a disabled person wants to do is worry about the law. Therefore, it is important that you contact an attorney who can worry about legal rules, while you focus on recovering.
Some SSDI and SSI cases can take up to 2 years before a decision is made. Your attorney can keep you informed about any updates in the process along the way.
- Trial representation– Few cases are taken to trial or for further evaluation. However, when they are, you can rest assured that an attorney with experience will argue on your behalf.
On such occasions, the applicant and his or her Social Security Orlando attorney may present additional documentation and evidence. A disability lawyer may also cross-examine expert witnesses.
- No financial burden – Many applicants think that hiring a Disability attorney is expensive. The fact is an applicant does not have to pay an attorney until the disability claim is approved.
Overall, a disability attorney offers many advantages to individuals seeking social security disability benefits. If you are seeking benefits, contact Chermol & Fishman, LLC, today.