Stunning Facts About SSDI and SSI Benefits for Disabled Workers in the USA
In the USA, there are about 29.5 million people affected with disability. The lives of these disabled individuals are challenging in many ways, including economic factors, working abilities and other variables. Although partially disabled people can at times handle work, people with total disabilities may not be so fortunate.
In most cases, people with extensive disabilities are unable to work as they suffer from physical challenges for extended periods. When this happens, the hardship of life increases as the disabled person faces financial turmoil.
Fortunately, programs such as Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) can help. These programs help many people lead live of independence. For some people, Social Security can be a lifesaver.
If you reside in Orlando and are facing disability issues, it’s time to act. Before you visit your local Social Security Office Orlando location, consult with a disability attorney.
Contact an attorney for a free consultation today.
SSDI and SSI Benefits for Non-Elderly Disabled Workers
1-Where does the fund for SSDI and SSI come from?
The fund for SSDI is acquired from the payroll tax contribution system of the worker and employer. The current tax rate is 0.9% for workers who draw a salary of $113,700 or less. The tax is deducted from the worker’s salary.
The same amount is also paid by the employer and then deposited into the SSDI trust fund. Meanwhile, the fund for SSI comes from federal revenues and federal income tax funding.
The Social Security Administration (SSA) is responsible for administering both the SSDI and SSI programs. They hold local offices in each state. For example, your Social Security office Orlando location is given the authority to initially determine if you meet disability criteria.
These agencies follow the federal guidelines to determine the disability of an individual and the compensation he or she should get.
2-What is considered a disability under SSDI and SSI?
Both SSDI and SSI follow strict rules for granting disability benefits to applicants. They consider a person disabled when he or she is unable to continue working due to disability. The severity of a disability is judged on the basis of an inability to work substantially.
Substantial gainful activity (SGA) is defined by a certain monthly earnings amount. If an applicant makes more than this amount, he or she is gainfully active and cannot be considered disabled.
If you are unable to work, the SSA may approve your request.
The claim gets stronger when a person suffers from a severe long-term disability. If you have been disabled for a year, expect to be disabled for a year, or expect to die, you may have what the SSA calls, a total disability.
A person applying for disability benefits should provide adequate medical evidence. Medical records should describe the impairments in detail. Whether you are applying to SSDI or SSI, you will need extensive documentation. A valid medical report from a licensed medical practitioner is required.
Reports from family members, friends, and relatives are not treated as valid medical records.
In fact, a strict standard is maintained in order to evaluate the disability of an applicant. Without proper paperwork, many applications are denied. This explains why the majority of initial applications are rejected by the SSA.
You should always consult with a Social Security Disability Lawyer Orlando trusts. Having a lawyer at your side increases your likelihood of getting benefits approved.
3-What are the other requirements for SSDI and SSI benefits?
To receive SSDI benefits, an applicant must have typically worked from 5 to 10 years before the disability began. Younger applicants are allowed to have shorter work histories. In all cases, an SSDI applicant must wait for a period of 5 months after his disability before getting approved for SSDI benefits.
SSI, meanwhile, is mostly granted to those with severe disability conditions who fall under low-income categories. These applicants typically do not have extensive work histories. Unlike SSDI applicants, SSI applicants do not need to have work histories.
4-How does the SSA help with transitioning back to work?
Many recipients of SSI and SSDI strive to return to work. If these beneficiaries are able to recover their health, the SSA will encourage them to transition back to regular work. The SSA actually offers “work incentives” that allow you to work and still receive benefits.
If you are unable to return to work, such as in the case of permanent disability, you can continue receiving disability benefits.
To know your legal rights, visit an SSD Attorney Orlando expert soon. This professional will be able to guide you through the entire process. Your attorney can simplify an understanding of work incentives, medical requirements, and other application and appeals criteria.
If you need legal help, a disability attorney can help you approach SSDI and SSI the best way possible.
5-How does a Social Security lawyer in Orlando help?
Applying for SSDI or SSI benefits can be quite challenging, as the feeling of being disabled can be devastating. People are unaware of the complexity of the proceedings, and are often emotionally exhausted from dealing with the disability. This makes it very difficult to also deal with the many laws of social security.
Fortunately, a Social Security Disability attorney Orlando Fl representative can help. Your attorney will assist you based on extensive years of experience. He or she will help you with the documentation for your claim, working to ensure it does not get rejected at the initial stage. If denied, you can appeal with your lawyer’s assistance.
There are many other benefits to appointing an attorney for your disability benefits claim.
These benefits include:
- </i Documentation using the blue book-Most of us don’t understand the essentials of the Blue Book. The listings are complex, and there may be allowances of which we are not aware. It is important that you consult with a lawyer to see how your current disability matches, equals, or does not correspond with, a listed condition.
Disability lawyers in Orlando understand the rules by which the Blue Book is applied. Top-tier attorneys can guide you throughout the process.
- Continued case representation-The mental and physical burden of disability can be overwhelming. The last thing a disabled person wants to do is worry about the law. This is why it’s important that you contact an attorney who can worry about legal rules, while you focus on recovering.
Some SSDI and SSI cases can take up to 2 years before a decision is made. Your attorney can keep you informed about any updates in the process along the way.
- Trial argumentation- Few cases are taken to trial or for further evaluation. However, when they are, you can rest assured that a top-tier attorney will argue on your behalf.
On such occasions, the applicant and his or her Social Security Orlando attorney may present additional documentation and evidence. A disability lawyer may also cross-examine expert witnesses.
No financial burden-Many applicants think that hiring a Disability attorney is expensive. The truth is, an applicant doesn’t have to pay an attorney until the disability claim is approved.
Overall, a disability attorney offers many advantages to individuals seeking social security disability benefits. If you are seeking benefits, contact Chermol & Fishman, LLC, today.