Social Security Disability Program plays a crucial role in giving financial strength to applicants and his/her family members. The Social Security Administration grants disability benefits to people over 50 years of age by following a certain set of rules. The SSA revealed that, as of June 2013, over 8.9 million disabled workers were receiving disability benefits. The amount of average monthly benefit was $1,129.
If you are a person over 50 and want to apply for disability benefits, knowing essential rules can be helpful. SSA treats older workers more favorably. Getting approved for disability benefits at the age of 50 or older can be a relatively hassle-free process.
Administered by the Social Security Administration, social security disability delivers regular monthly payments to those in need. These payments vary based on a variety of factors. However, all payments have one thing in common; they are determined based on a uniquely strict set of criteria.
As we age, we inevitably become more susceptible to health issues. Many people in their 50s will begin to deal with such problems. Disability onset can be slow or swift. It can be daunting and crippling.Fortunately, Social Security for those over the age of 50 is available.In fact, people in their 50s have better options now than ever before. If you or someone you know is over age 50, help is available.
The Social Security Administration has now made applying for disability over 50 Program easier. These changes reflect an increased awareness of aging populations.
The Social Security Administration’s new framework is more realistic. It gives those that are 50 years or older more opportunities for disability benefits.
If an individual does not meet the criteria for a medical impairment listing, the Social Security Administration uses a grid of rules to determine an individual’s eligibility for disability benefits. It is important that every applicant understand the criteria that is taken into consideration. The Social Security Administration will consider the claimant’s age, and the four aspects of the claimant’s comprehensive profile.
The Social Security Administration is mainly focused on the claimant’s RFC. The Residual Functional Capacity takes into account the applicant’s ability to work and exercise strength. These ‘exertional’ limits are based on what the applicant can achieve consistently.
RFC levels range from sedentary work and light work, all the way up to heavy work and very heavy work. Some capacities only allow sitting down and typing. Other capacities mean that the claimant can do heavy lifting and moving.
The Social Security Administration also carefully examines your skills. You can be determined unskilled, semi-skilled, and skilled. More technical, complicated jobs are typically considered skilled. More menial, basic jobs are considered unskilled.
These categories are often based on the classifications of the Department of Labor. You will also be assessed on the transfer ability of your skills. Typically, workers who performed skilled labor may be able to transfer those skills to semi-skilled and unskilled labor.
The functioning capacity used by the SSA has four categories. They are generally defined by the amount a person is required to lift. Listed below are the four categories:
The Social Security Administration will factor in all of these variables in order to make a determination. For people over 50, the Medical-Vocational Grid may be more lenient. This is because the Social Security Administration categorizes people from age 50-54 as “closely approaching advanced age.”