New Jersey Disability Lawyer | Chermol & Fishman, LLC

If you are unable to work due to a disability, applying for Social Security Disability Insurance (SSD or SSDI) can be crucial to your financial stability. However, navigating the SSDI application process is often challenging. Fortunately, working with a New Jersey disability attorney can help you efficiently and effectively manage the application process.

At Chermol & Fishman, LLC, we offer valuable legal support and services to our clients suffering from a disabling condition. We know the importance of securing disability benefits for you and your family. Our experienced lawyers offer assistance and guidance every step of the way.

If you need assistance with your Social Security Disability claim, contact us now for a free case evaluation. We are just a phone call away: 1-888-774-7243.

How Can a New Jersey Disability Lawyer Help You?

A disability lawyer in New Jersey can provide legal assistance throughout the disability claims process. Our team uses their skills, knowledge, and experience with the Social Security system to help individuals with disabilities get the monthly benefits they need.

Our law firm provide the following services:

Free Case Evaluation: Every claim starts with a free consultation. During this initial meeting, we will gather information about your situation. We will use this information to determine your eligibility for Social Security benefits and create a strategy moving forward.

Gathering Supporting Documents: Our lawyer will identify and help you gather documents and information you need to support your case. This will be critical to completing your application and providing evidence of your disability.

Filing a Disability Claim: We can handle filing your disability claim. Our lawyers may complete the application to avoid any errors or mistakes that may lead to delays or denials.

Managing SSA Requests: Sometimes, the Social Security Administration (SSA) requests additional information. Our disability attorneys can review these requests and respond with the appropriate information.

Filing an Appeal: If your claim is denied, we can create a plan to appeal this decision. We will review the SSA’s reason for the denial and consult with you about your options.

While it may be tempting to try to file a disability claim on your own, common errors can cost you. Working with an experienced disability attorney can help you understand the Social Security system, program requirements, and your options for securing disability income.

What Social Security Disability Benefits Are Available In New Jersey?

Before applying for benefits, it’s important to understand the types of benefits that are available to you. Social Security offers two programs that provide monthly payments to individuals with disabilities. These include Social Security Disability (SSD or SSDI) and Supplemental Security Income (SSI).

SSDI: SSDI is available to individuals who paid into Social Security through their payroll taxes. To be eligible, a person must have earned sufficient work credits based on their age and have a qualifying disability.
SSI: There is no work requirement for SSI. Rather, SSI eligibility is based on income and financial resources. The SSA will assess both your financial need and whether you have a recognized disability.

In some cases, you may be able to receive both SSDI and SSI or “concurrent benefits.” A lawyer may help you understand your eligibility for disability benefits and the options that fit your current situation.

When Should I Apply For Disability Benefits in New Jersey?

After reviewing that criteria, if you believe you meet the standards, you should start the process right away. According to the SSA, you should apply for benefits as soon as you become disabled.

It’s then up to the SSA which determines whether you meet all the criteria. If they approve your application based on the information you provide, you will be eligible for disability benefits.

Experienced New Jersey Disability Attorneys can assist you throughout the often confusing and complex application process. To qualify for New Jersey disability benefits under the SSA, you must have total disability status and demonstrate that your disability is severe.

However, even if you believe that you meet that criteria, qualifying for Social Security disability insurance is often easier said than done. If your medical condition renders you unable to work, the SSA still requires you to provide substantial medical documentation and information to support your application.

How Do I Apply For Social Security Disability Benefits?

There are several steps to applying for SSDI benefits. It is important to complete your application thoroughly and comprehensively. Failure to do so may result in a denial of benefits from the SSA.

The steps to applying for disability benefits are:

Determining your eligibility for benefits.
Gathering information to support your claim, including disability medical records, proof of work history, and evidence of financial need.
Complete the application online, by phone at 1-800-772-1213 (TTY 1-800-325-0778), or at your local SSA office.
Respond to any requests for information.
Attend a physical examination, if requested.
Receive the SSA’s decision.
Appeal or reapply.

If you need to appeal a denial of benefits, there are four opportunities to appeal the SSA’s decision. If you choose to appeal, it is important to meet the 60-day filing deadline.

Your opportunities to appeal include:

Filing a request for reconsideration asking the SSA to reconsider its decision.
Hearing with an administrative law judge (ALJ) requesting the ALJ to review the SSA’s decisions.
An Appeals Council review if you don’t agree with the ALJ’s decision.
Filing an appeal in federal court, once you’ve exhausted all administrative remedies.

Engaging an experienced lawyer may be the first step in this process. Your attorney may assist you with your application and manage communications with the SSA. Their help can become invaluable in the event of a claim denial.

Does My Disability Qualify To Receive Social Security Disability Benefits?

The Social Security Administration (SSA) has a complex system for determining eligibility for New Jersey social security disability. As a result, people often become entangled in complicated documentation requirements and frustrating red tape. As a part of the SSA’s investigation, it may consider:

Your work history
Your age
The nature of your disability
The medical treatment you have received
The cause of your disability

However, this list is not exhaustive. The SSA considers additional factors. You must be fully prepared to prove your medical condition(s) and limited ability to work. Providing the information necessary to make a successful claim is easier with the support of a legal professional.

Common Disabling Physical Injuries, Conditions & Psychological Impairments

Although many cases involve some nuance, there are several specific diagnoses the SSA often recognizes as medically determinable conditions. The SSA may consider you disabled if you have:

Herniated Discs
Multiple Sclerosis
Lupus
Chronic Pain
Fibromyalgia
Heart Conditions
Sleep Apnea
Chronic Fatigue Syndrome
Cancer
Depression
Bipolar Disorder
Anxiety Disorders
Agoraphobia
ADHD (Attention deficit hyperactivity disorder)

Please note that this list is not exhaustive. Other common disabling conditions exist, and the SSA also acknowledges other injuries, diseases, and impairments. You may still qualify for social security benefits if your condition is not on the list.

Can I Get Disability Benefits If I Am Working in New Jersey?

It is possible to continue to collect SSDI while working in limited circumstances. If you earn above a certain amount your benefits may cease or the SSA can reduce them. The Ticket to Work program is one way that you can transition to earning income while still recovering benefits as long as you meet certain qualifications.

Why Do I Need An Attorney For A Social Security Disability Claim?

While not required, seeking legal assistance with your SSD claim may be advisable. The application process can be challenging, and a comprehensive claim is crucial to reducing the chances of a delay or denial. Moreover, a New Jersey Social Security Disability attorney may help you understand what to expect during the process and managing communication with the SSA.

A solid foundation for your disability case is essential to securing benefits. An experienced lawyer understands what the SSA is looking for and how to demonstrate that you meet these strict requirements. In particular, your attorney can help you build your case by proving to the SSA that:

You have a qualifying condition.
You cannot do the previous type of work that you did because of that condition.
You cannot adjust to another line of work because of one or more medical conditions.
Your disability has lasted or is expected to last for at least one year or will result in death.

Understanding the various rules, your potential for recovering benefits, and how to demonstrate your case to the SSA is critical. Reaching out to an attorney early on will provide you with a valuable resource for support and information.

Disability Benefits Denied? Contact a New Jersey Disability Attorney

If the SSA denied your disability benefits claim in New Jersey, don’t get discouraged. You still have options for securing the benefits you need. Our experienced New Jersey Disability Lawyer will fight for your rights and help you with your disability claim application.

At Chermol & Fishman, LLC, we’ve seen firsthand just how important these monthly benefits are to our clients. Our team provides dedicated support, fighting for your right to the benefits you are owed. Contact us now at 1-888-774-7243 for a free claim evaluation.