To qualify for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), you must meet certain criteria set by the Social Security Administration (SSA). You must be able to meet both medical and non-medical requirements in order to be eligible for benefits.
Medical eligibility requirements include a mental or physical impairment that is expected to result in death, or that has prevented the applicant from working for at least 1 continuous year. The SSA considers an applicant “disabled” if the impairment has prevented them from engaging in “substantial gainful activity” for at least 12 months.
The non-medical requirements for SSI and Social Security Disability Insurance are somewhat different, but both programs require the applicant to answer questions about their past work and income.
To be eligible for Supplemental Security Income, you need to disclose your assets and your household income. These benefits are only available to individuals who have a limited income and limited resources. On the other hand, if an individual has not worked for the last 48 months or has never worked, then it will be difficult for you to qualify for Social Security Disability Insurance.
If you want to learn more about the eligibility criteria for Social Security benefits, it can be helpful to speak with an Alabama social security disability attorney.
Even if an applicant doesn’t qualify for SSI or SSDI, they may be eligible for other programs provided by Social Security, including Disabled Adult Spouse benefits or Disabled Widow benefits. These benefits have their own eligibility criteria, and include monthly payments as well as some medical benefits. Other programs that may be of assistance to disabled individuals and their families include Medicaid and Medicare.
Therefore, you have various other options if you are unable to qualify for one program. If you want to know which program may provide benefits to you, then you should consider receiving guidance from one of the experienced disability lawyers in Alabama.
An attorney can help determine your eligibility before you even begin the application process, as they are familiar with the SSA’s evaluation process. If you are working at the time of your application, the Social Security Administration will first determine whether or not your work exceeds their substantial gainful activity (SGA) limit or not. If you have high earnings or are able to work many hours, then you might not qualify for SSDI benefits.
If your work does not exceed the SGA limit, or you are not working, then the SSA will evaluate if you suffer from a determinable medical impairment. You must be able to provide essential evidence of the physical or mental medical condition, including records. One of the knowledgeable social security disability lawyers in Alabama can assist you in requesting these records from all of your medical providers.
If the SSA finds that you suffer from a medically determinable impairment, they will then analyze whether your condition meets more specific requirements. The condition must meet the criteria provided in its official Social Security impairment listing. The SSA will then determine your residual functional capacity (RFC) to see whether you can still perform any kind work that you performed in the past.
The SSA will assess whether you can perform any work appropriate for someone with your work history, age, and RFC. Applicants will often qualify if they are unable to perform even sedentary work. If you believe you meet these requirements, seek advice from an Alabama disability lawyer to decide your next step.
Some of the disabilities for which you can qualify for benefits in Alabama are:
Applying for benefits in Alabama can be complicated. There is a huge amount of paperwork and legalities involved in the process. Further, it can be quite challenging to prove your eligibility for Social Security disability benefits in Alabama.
On average, nearly 30% of SSD claims get approved in Alabama. On the other hand, approximately 70% of SSD claims get denied. After an SSD is denied, an applicant can file a request for reconsideration. If this reconsideration also gets denied then the applicant may present their case before an Administrative Law Judge (ALJ).
It takes approximately 421 days from the request for an ALJ hearing to receive approval for benefits. Fortunately, the probability of getting a disability case approved by an ALJ is high in Alabama compared to the nationwide average. Nearly 62% of the SSD cases in Alabama get approved at the hearing level. However, the approval rate may vary depending on the ALJ assigned to your case.
If possible, you should apply for disability benefits immediately after becoming disabled. You can either apply for benefits online or call toll-free at 1-800-772-1213. People with hearing impairments can call 1-800-325-0778.
If you wish to apply in person, you can visit one of the many Social Security Offices in Alabama. If you have trouble applying in any of these ways, you can Contact A Disability Lawyer for assistance.
A disability lawyer can help you throughout the application and review process. This will make the process more convenient, and you can be sure that all legal options are explored. With the help of a disability lawyer, you can avoid the hassle of determining what records and information you need to provide to the Social Security Administration. You will also have someone to help you gather all of these documents