Are you struggling to pay your bills because you cannot work due to a disability? People who have worked in the past may be eligible to collect social security disability (SSD) insurance benefits while they are unable to work. Payroll deductions fund this insurance program, so receiving SSD benefits is not the same as applying for assistance. You may be eligible to receive SSD benefits if you are expected to be disabled for at least one year.
The problem with SSD benefits is that the process of applying for these benefits is lengthy and confusing. Many people may become frustrated with the complexity of this process and give up altogether. You will need to complete several forms that must be thoroughly filled in. Medical records must also be sent to the Social Security Administration (SSA).
The review process takes several months, and many people find that they are denied benefits because of a simple error that they made on the application. Appealing the SSA’s decision is as complex as applying for SSD benefits in the first place, so it is important for you to get the best chance of being approved from the start. You can achieve this goal by consulting an experienced Miami SSD Lawyer.
SSD and SSI are two types of benefits that are often mixed up. You must understand each of them to ensure that you are applying for the right kind type of benefit. Failure to correctly complete the appropriate paperwork for the benefits that you need can lead to major delays.
- Social security disability (SSD) benefits are granted to people who cannot work for a minimum of one year due to a severe disability. People who receive these benefits must have worked and paid into the insurance policy in the past.
- Supplemental security income (SSI) benefits can only be paid to low-income individuals. Disabled adults and their children may be eligible for SSI. Low-income individuals over the age of 65 could also be eligible.
Criteria For Disability
The SSA is very strict about eligibility requirements.
You must meet the criteria listed below to qualify:
- You must have worked a minimum number of hours per year prior to becoming disabled. You receive SSD credits when you work, and you must have earned a specific number of credits based on your age in order to be considered eligible for SSD benefits.
- Your disability must be severe enough to make it impossible for you to complete the job tasks required in any position for which you are qualified.
- Your medical provider must verify that you are expected to be unable to work for a minimum of one year.
- You must be seeking ongoing medical treatment for your disability.
Even if you are considered to be eligible for SSD benefits, you may be worried that these benefits will not be enough to support you and your family. The good news is that the SSA does take your dependents into consideration when your monthly benefit is being calculated.
For this reason, it is important to ensure that you provide thorough information about your household in your application paperwork. The best way to ensure that you can provide for your family despite your disability is by consulting a Social Security Office in Miami.
If you are dealing with the stress of struggling to pay your bills while going through the complicated process of applying for SSD benefits, contact our law firm today. You may feel alone and frustrated, but the fact is that you have someone on your side. Consult with one of our experienced Miami SSD attorneys, and they can guide you through applying for the benefits that you need.