We do not request reimbursement of costs
(such as repayment for obtaining medical records)
from veterans nor from people who suffer from multiple sclerosis.
If a medical condition keeps you from working in Allentown, you may qualify for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) — but roughly two out of three initial applications in Pennsylvania are denied, often because the medical evidence doesn’t clearly show how a condition limits the ability to work. An experienced Allentown Social Security disability attorney reviews your medical records, builds the evidence file the Social Security Administration (SSA) actually needs, and represents you at every stage, from the first application through a hearing before an administrative law judge. For families in Lehigh County who depend on a paycheck that a diagnosis, surgery, or chronic illness has suddenly taken away, understanding how the process works — and where it commonly breaks down — is the first step toward getting benefits approved.
SSDI and SSI are federal programs, but claims from Allentown, Bethlehem, and the surrounding Lehigh Valley are processed through the local Social Security field office and, if denied, move to a hearing before a judge who may sit in the region or conduct the hearing by video. SSDI pays benefits to workers who have paid enough Social Security taxes and can no longer perform substantial work because of a medical condition expected to last at least 12 months or result in death. SSI, by contrast, is needs-based and available to disabled adults and children with limited income and resources, regardless of work history.
Allentown’s economy leans heavily on manufacturing, warehousing, healthcare, and logistics — industries that place real physical demands on workers. Repetitive strain injuries, back and joint deterioration, cardiovascular disease, and stress-related mental health conditions are common reasons Lehigh Valley residents can no longer keep pace with their jobs. The SSA evaluates every claim against its own medical criteria, known as the Blue Book, and against your work history, education, and age. An attorney who understands both the medical listings and the local claims environment can spot the gaps in a file before the SSA does. Our firm overview explains how we approach these cases.
To be found disabled under federal law, you generally must show that:
Conditions that frequently support SSDI and SSI claims in the Lehigh Valley include fibromyalgia, back and neck problems such as degenerative disc disease, depression and other mood disorders, diabetes with complications, COPD, and cardiovascular disease. Some impairments meet a Blue Book listing outright, while others require a “medical-vocational allowance,” where age, limited education, or an unskilled work history make retraining unrealistic. Our Social Security Disability Benefits practice page walks through how each pathway applies to different work histories.
Filing correctly the first time saves months. In broad strokes, the process looks like this:
1. Gather medical evidence. Collect treatment records, imaging, test results, and statements from every doctor who has treated the condition.
2. File the application. Apply online at ssa.gov, by phone, or in person; SSI applicants typically need an in-person or phone interview.
3. Complete the function report. Describe daily limitations honestly and in detail — this document carries real weight with reviewers.
4. Attend any consultative exam. The SSA may schedule an independent medical exam if your existing records are incomplete.
5. Wait for the initial decision, which in Pennsylvania typically takes three to six months.
6. Request reconsideration if denied, and if denied again, request a hearing before an administrative law judge.
Each step is a chance to strengthen — or accidentally weaken — the claim, which is why our Application Process resource explains exactly what SSA reviewers look for at each stage.
Most initial denials trace back to a handful of recurring issues: medical records that don’t clearly connect the diagnosis to specific functional limitations, gaps in treatment (often because a claimant lacks insurance or transportation), inconsistent statements between the application and the function report, or a condition that technically doesn’t meet a Blue Book listing without additional vocational argument. Missing a deadline — you generally have 60 days to appeal a denial — can also force a claimant to start over from scratch rather than continue an existing claim.
None of these problems are permanent. A denial is not a final answer; it’s a signal that the file needs more support. Our Appeals Process page breaks down reconsideration, the hearing stage, and what happens if the Appeals Council gets involved, and our guide on how to appeal an SSDI denial in Pennsylvania covers the state-specific timeline in more depth.
Social Security decision-makers rely almost entirely on the paper record, so the strength of a claim is really the strength of its documentation. That typically means:
Claimants sometimes assume a diagnosis alone is enough. It isn’t. The SSA’s own Listing of Impairments sets specific medical criteria for each condition, and an attorney’s job is to map your actual medical file against those criteria — or, when the file falls short of a listing, to build the vocational argument instead. Claimants who switch providers frequently, or who go months without treatment because of cost, insurance gaps, or transportation issues common in parts of Lehigh County, should raise this directly with their attorney, since a documented, reasonable explanation can prevent a reviewer from misreading a treatment gap as a sign the condition improved.
Not every claim has to match a Blue Book listing word for word. The SSA also uses a set of rules — often called the medical-vocational grid — that weighs age, education, and past work together with a claimant’s remaining physical or mental capacity. Under these rules, a 52-year-old warehouse worker with a high school education and a lifting restriction is evaluated very differently than a 35-year-old with the same restriction, because retraining and job transition are considered harder later in a career. This is one of the more overlooked parts of an SSDI claim, and it’s often where an attorney can make the strongest argument for approval even when a condition doesn’t technically meet a listed impairment. Claimants over 50, and especially over 55, are evaluated under more favorable vocational rules, and an attorney can make sure the record fully supports how those rules apply.
If reconsideration is denied, the claim moves to a hearing before an administrative law judge — statistically the point where a represented claimant has the best odds of approval. The judge questions the claimant about daily functioning and, often, hears testimony from a vocational expert about what jobs, if any, someone with the claimant’s limitations could still perform. Hearings for Lehigh Valley claimants may be held in person, by video, or by phone, depending on scheduling and the judge assigned to the case. Preparation matters here: knowing how to answer questions about pain, fatigue, and functional limits — without over- or understating them — can shape the outcome as much as the medical records themselves.
Representation involves no upfront attorney fee. Under federal fee rules, disability attorneys are paid a percentage of past-due benefits only if the claim succeeds, capped by the SSA. Clients may be responsible for certain case expenses, such as the cost of obtaining medical records. In exchange, an attorney:
Our team, including attorneys profiled on our Attorney Profiles page, has represented Lehigh Valley claimants through every stage of this process, and we’re candid with clients about the realistic strength of a claim before we take it on. For a broader look at cost, our article on how much a Social Security disability lawyer costs in Pennsylvania explains the contingency-fee structure in plain terms, and our statewide guide on how to apply for SSDI benefits in Pennsylvania covers filing steps that apply across every PA county, including Lehigh.
Qualifying for Social Security Disability in Allentown comes down to proving, with medical documentation, that a lasting condition keeps you from performing your past work and any other work you could reasonably be trained for — and most successful claims get there through careful preparation rather than luck. If you’re weighing whether to apply, appeal a denial, or simply want a second opinion on a claim already in progress, Chermol & Fishman offers a free case evaluation for Allentown-area residents and represents claimants throughout the Lehigh Valley, as well as in nearby Bethlehem, Quakertown, Reading, and Stroudsburg.
Initial decisions in Pennsylvania generally take three to six months. If the claim is denied and proceeds to a hearing, the full process can take a year or longer, though timelines vary by current caseload.
You can work while your claim is pending, but monthly earnings above the SSA's substantial gainful activity limit ($1,690 per month in 2026 for non-blind applicants) can result in denial, so it's important to track income carefully during the process.
Any condition expected to last at least 12 months or result in death that prevents substantial work can qualify, including musculoskeletal disorders, cardiovascular disease, mental health conditions, cancer, and autoimmune disorders, evaluated against SSA's medical listings or a vocational analysis.
A lawyer isn't legally required, but claimants represented by an attorney are statistically more likely to be approved, particularly at the hearing stage, since an attorney knows how to present medical evidence the way SSA decision-makers expect to see it.
You have 60 days to request reconsideration, and if that's denied, 60 days to request a hearing before an administrative law judge. Missing these deadlines can require restarting the entire application.
Disability attorneys work on contingency, meaning there's no upfront attorney fee. Payment is a percentage of past-due benefits, capped by federal law, and only owed if the claim is approved. Clients may be responsible for case expenses such as medical record fees, although Chermol & Fishman does not request reimbursement of those costs from veterans or from clients living with multiple sclerosis.
Yes, many claimants file for both simultaneously if they meet SSDI's work-credit requirements and also fall under SSI's income and resource limits, a combination sometimes called a "concurrent claim."
Bring a list of treating doctors and hospitals, any denial letters from the SSA, a summary of your work history for the past 5 years, and a description of how your condition limits daily activities.