Disability benefits laws in the United States are complex, and the process for applying for benefits can be lengthy and confusing. Due to a lack of knowledge, many people fail to apply for the disability benefits they deserve, causing them to miss out on funds they need to survive.
Similarly, the concept of short-term disability benefits can be difficult to grasp, given the transient nature of the disabling condition. This post is designed to provide essential information about the short-term disability benefits process so that you are prepared to apply when the need arises. As the name suggests, when you face disability issues that are expected to last only for a limited time but will affect your financial condition, you may qualify for short-term disability benefits.
If you are confused about whether you are eligible for short-term disability benefits, it is best to consult an experienced disability lawyer. They can evaluate your case and provide the necessary information.
What is Short-Term Disability?
Short-term disability benefits are available to people who experience a disorder or disease that is expected to affect them only for a short period of time. It can also be used for non-job-related injuries or impairments.
The application form for short-term disability benefits is available from your company’s human resources department or your state’s department of labor or employment development website. Once you complete the required information and ask your doctor to insert the medical criteria, you can submit it to your employer.
Your employer might offer you short-term disability anyway because your employer receives a federal tax deduction for providing you with the benefit.Before applying, you should contact a Social Security attorney who is knowledgeable about the laws regarding the benefits and can guide you on how to receive them without any difficulties. They can also represent you if the state refuses to provide you the benefit.
Small mistakes in applications for short-term disability benefits can cause a claim to be instantly denied. This is why it is advisable to seek professional’s help when embarking on the process.
Medical conditions that may allow you to qualify for short-term disability benefits include:
- Pregnancy and childbirth
- Rehabilitation following a surgery or serious injury
- Severe illness, such as cancer, lupus, and post-traumatic stress disorder
How Can I Apply for Short-Term Disability Benefits?
The first step for receiving disability benefits is completing the disability application with complete and accurate information about your short-term disability. Once you fill out the application, you can file a claim with the required documentation.
There are certain sections of the application that are only concerned with the doctor and the employer. So be sure that you do not attempt to fill out those sections, as well. All of the eligibility criteria related to short-term disability benefits are available in the SSA’s Blue Book. To avoid a denial of benefits, experts suggest having a legal professional by your side. When the state evaluates your claim for benefits, they will determine whether you meet the required criteria for short-term disability.
As part of the application process, you need to provide legitimate medical documents from a licensed doctor or medical professional stating that you are disabled and will recover within the limited period of your disability benefits.
These are some other important facts you should know before you apply for short-term disability benefits:
- Workers’ compensation, rather than short-term disability benefits, covers job-related injuries.
- There is a minimum period that must lapse before you can qualify to receive state disability insurance or temporary disability insurance. It usually takes seven days from the day you are certified with a specific medical condition to qualify.
How Can I Qualify for Short-Term Disability Benefits?
Many people do not know enough about short-term disability benefits to apply for the assistance they need. These are some of the most important things to keep in mind if you think you may qualify:
- If you are injured or medically harmed at work, it will usually be categorized as a work-related injury for which short-term disability benefits would not apply.
- Another major factor is that your state will determine whether you were an active employee when you sought benefits. There is a minimum length of time you must work before you can qualify for the benefits. It usually begins within 30 days of beginning a job but can vary according to the state in which you live or work. You also will be required to show proper documents of your medical condition.
- Qualifying for short-term disability benefits also depends on the validity and completeness of the information that you provide to prove your disability. Be sure that you check the Social Security Administration’s Blue Book to identify all of the details before you file a claim.
- By following all of the requirements under disability law, and with the help of a seasoned legal professional who has deep knowledge about short-term disability benefits, you can improve your chances of qualifying for the disability benefits that you deserve.
An experienced attorney can help you to understand the benefits to which you are entitled. To seek short-term disability benefits without facing a denial or unnecessary delay, discuss your concerns with a reputable disability lawyer who has a deep understanding of such cases. An attorney can evaluate your case and provide the assistance you need.