Denton, Texas, is the seat of Denton County, and it grew rapidly after the Dallas-Fort Worth International Airport was built in 1974. Most of the city’s 115,000 people work hard is a variety of industries, including education, manufacturing and retail, and the majority are dependent upon their jobs to support themselves and their families. When tragedy strikes in the form of a disabling injury or medical condition and you are no longer able to perform your job, it becomes nearly impossible to maintain your lifestyle without assistance.
Fortunately, most workers in the U.S. are covered by a federal insurance program, which is known as Social Security Disability Insurance (SSDI). If you are a qualified worker, you can receive a modest monthly benefit to keep you on your feet and able to lead a decent life.
What Is SSDI?
SSDI is a federal insurance program managed by the Social Security Administration (SSA). Unlike a similar program, Supplemental Security Income (SSI), which is based on income, SSDI is available to all qualified workers who have sufficiently paid into the system through payroll deductions.
If you have worked the minimum number of years, you are entitled to a monthly benefit that ends only if you are no longer disabled or you reach retirement age. The amount of time you must have worked to meet the program’s requirements depends on how old you are at the time you became disabled. For instance, if you are 24 or younger, you only need 1.5 years of work to be eligible. However, if you are 50 or older, you will need to have worked seven to 10 years.
In addition to the work duration requirement, you must also meet a recent work test, which means that a minimum amount of work must have been completed in recent years, and this requirement is also based on age. For example, if you are 24, your 1.5 years of qualifying work must have been performed within the last three years. Anyone who is older than 30 has to have worked five years out of the past 10.
The amount of the monthly benefit you receive if your disability keeps you from working for one year or longer and prevents you from adjusting to new work, is a percentage of your annual average up to a maximum of $32,040 per year.
Social Security Office Denton TX
The SSDI program has already helped millions of people and their families continue to lead their lives after suffering from disabling medical impairments, and it can help you and all qualified workers in Denton, TX. It would seem that living in Denton where there is an SSA office would make the process simple, but applying for SSDI can be very problematic.
Your initial application must include medical terminology about your medical conditions, and it must be accompanied by your medical records and other evidence. In addition, the majority of SSDI applications are denied after the first review, which takes up to 90 days to process. After this, you have four different appeals that can help you get approved, but these appeals are even more difficult than the original application and may take years to complete.
Getting Help From Social Security Denton TX
According to the SSA, about 90 percent of applicants who ask for a hearing before an administrative law judge are accompanied by a legal representative. However, the earlier you call an experienced professional, the more help he or she will be able to give you. Your application will be completed as accurately as possible, and your medical records will be in order. Our expert team will also present your case in a favorable manner should you need to appear in court. Contact us today for further information.