We do not request reimbursement of costs
(such as repayment for obtaining medical records)
from veterans nor from people who suffer from multiple sclerosis.
If your Social Security Disability Insurance (SSDI) claim was denied, you aren’t alone. Nor are you out of options.
The vast majority of first-time applications are turned down, often for reasons that have nothing to do with how serious a person’s condition really is. What happens next depends on understanding two terms that get used interchangeably but mean very different things: reconsideration and appeal.
Here’s the part that trips most people up: reconsideration is technically a type of appeal. When folks say they want to “appeal,” they usually picture standing before a judge. However, that’s actually a later stage, and you may be able to turn around your denial long before you get there.
This guide breaks down each step in plain language so you know exactly where you stand and what to do next after receiving an unfavorable initial decision.
The Social Security Administration (SSA) gives you four chances to try to change the outcome of a denied claim. Each step is part of the appeals process, and you generally have 60 days to move from one stage to the next. Here’s what the four stages of appeal are.
If you’re exploring the difference between “reconsideration vs. appeal,” you’re comparing the first and second levels of appeal. Let’s take a look at both.
Reconsideration is the first step after an initial denial.
All of your claim documentation, including every form, medical record, and other details, is transferred to a different examiner who had no part in the original decision. Their job is to review everything from scratch, including any new evidence you submit, and decide whether the first ruling should stand.
Before going into reconsideration, you should know that only a small percentage of appeals are successful at this stage.
Because the same agency reviews the same records, outcomes often mirror the first decision unless something meaningful has changed.
That doesn’t make this step a waste of time. It’s a required gateway to the more promising hearing stage, and a strong submission here can occasionally win benefits early.
Many denials trace back to common reasons claims fall short, so this is the moment to fix gaps in your evidence.
If reconsideration doesn’t go your way, the next level is a hearing before an Administrative Law Judge. For most claimants, this is the stage people picture when they say they want to “appeal.”
Unlike the paper-only reconsideration, a hearing is your chance to be seen and heard. You can testify about how your condition affects daily life, answer the judge’s questions, and respond to vocational or medical experts who may weigh in.
A judge who is independent of the earlier reviewers makes a decision on the outcome, and approval rates tend to be higher at this stage than during reconsideration.
Unfortunately, scheduling a hearing can take months. Knowing how long the process can stretch on helps you plan financially and emotionally while your case moves forward.
| Reconsideration | Hearing Before a Judge |
|---|---|
| First level after denial | Second level of appeal |
| Reviewed on paper by an examiner | Heard in person by a judge |
| No testimony or live questions | You testify and can present witnesses |
| Lower historical approval rate | Higher approval odds |
| Usually faster turnaround | Longer wait for a hearing date |
If the hearing is unsuccessful, you still have two more stages of appeal.
As you go through the appeals process, it’s important to meet all deadlines. If you miss the 60-day window to appeal, you may have to start over with a brand-new application. This could mean valuable time and potential back pay.
Beyond that, treat reconsideration as a chance to strengthen your file, and treat the hearing as the stage where preparation has a greater likelihood of paying off.
This is also where legal help matters most. Bringing an experienced attorney on board early can help you make a stronger claim, especially when it comes to organizing medical proof and preparing for a judge’s questions. If you’re still sorting out which benefit you qualify for in the first place, it also helps to review how the SSI and the SSDI benefit programs compare.
Whether you’re facing a fresh denial or gearing up for a hearing, you don’t have to navigate the process alone. Reach out to our disability team for a free evaluation of where your claim stands and what comes next.
Reconsideration is the first level of the SSDI appeals process. This is different from what many people think of when they hear the word "appeal" in everyday conversation. Usually, most people think an appeal refers to a hearing before a judge. This type of hearing actually does happen with Social Security claims in many cases, but it happens after reconsideration.
You generally have 60 days from the date you receive your denial notice to request reconsideration. The SSA assumes you received your denial notice five days after the date printed on the letter, so don't wait until the last minute.
Reconsideration is typically a required step in appealing a Social Security disability denial. You must complete it before you can request a hearing before an Administrative Law Judge.
A hearing allows an independent judge to see and hear you directly, consider live testimony, and weigh new evidence. Reconsideration is a paper review by the same agency, which is why outcomes often match the first decision.
Having a lawyer is not required for an SSDI denial, but being represented by a legal advocate could help you make a strong claim, especially at the hearing stage, where preparation, evidence, and testimony all come together.